Understand your credit report
Upload your Credit Bureau Singapore report and see in plain English what your score and entries mean and what is worth checking.
Upload credit report
PDF or photos of all pages, up to 10
- Summary free
- Not stored
- No sign-up
What your result looks like
Example with made-up details
What we look at
Score and risk grade: what AA to HH means
Accounts and the 12-month payment history
Default and bankruptcy records: how long they usually stay
Enquiries from credit applications
Personal details and entries you may not recognise
Frequently asked questions
Is this financial advice?+
No. We explain what your report says and how such reports usually work. We do not recommend lenders or products and cannot change your record.
What if an entry is wrong?+
You can raise it with Credit Bureau Singapore through its dispute process, or with the lender that reported it.
What is free?+
A summary, the key figures and which points stand out. The explanation of each point is available on request.
Is my report stored?+
No. Your report is used only for the check and is not stored.
Automated explanation, not financial or legal advice. For debt problems, Credit Counselling Singapore can help.